Travel insurance benefits vary from plan to plan -as does the coverage one may desire.  The following is a list of typical issues that may arise during a trip that you may want to consider when evaluating trip insurance plans.   Some situations are typically covered in base policies, while others may only be covered under a Cancellation For Any Reason (CFAR) policy – or perhaps not covered at all.   Any particular coverage concerns should be clarified with insurance reps.

Note: SJSC makes no recommendations of insurance carriers and plans.  This document is provided merely as food for thought.   
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• Baggage delay or loss of money or possessions from loss or theft
• 24-hour travel assistance
• Medical/dental expenses during the trip, including transportation
• Cancellation or early return home due to medical emergency to self or immediate family member, due to illness, accident or death.  
• Emergency evacuation from destination to a hospital of your choice.   
• Incurred cost of a missed connection, including higher priced alternative route or layover lodging. 
• Financial default or failure of airline, lodge or resort operations
• Cancellation or interruption due to damage to home from natural event, mechanical failure or other causes.
• Inclement weather issues – cancellation, interruption or extended stay at destination or connecting city
• Civil or political instability at home or destination
• Loss of employment due to involuntary layoff or termination
• Trip cancellation due to critical employer or personal business issues
• COVID-related issues:
  • Denial of entry to destination due to local or national health policies
  • Trip interruption due to quarantine upon arrival at destination
  • Shutdown of destination skiing operations
  • Costs incurred due to quarantine restrictions, including additional lodging expenses at destination prior to return home
  • Trip cancellation due to positive COVID test result.
  • Fear of travel because of prevailing infection rates

 

• CANCEL FOR ANY REASON (CFAR):
  • A CFAR plan is supplemental to a base plan, not a replacement for it. 
  • Usually must be purchased soon (10 to 21 days) after initial trip payment and must apply to 100% of pre-paid, non-refundable trip cost.
  • Cancellation must be no less than 48 to 72 hours before trip departure
  • A CFAR plan typically partially reimburses (50 to 75%) for reasons not otherwise covered in the base policy
  • Traveler should check that cancellation isn’t already covered in base policy, which reimburses at 100%

When multiple members use the same computer...   you need to logout of one account to access (or renew) another...  (the computer will usually 'remember' who was logged in last..)

From the Membership page (or any page that takes user to their WA profile)

Click on the [Edit your member profile] to get different view.. 

Then click on the [Event Home] to get top-level view

​Then click on Logout...

The other member can now sign in the their account...

Important: You must complete your membership enrollment including signing off on the Hold Harmless release,  in order to be eligible to sign up for any trips this year. See details below.

Where are We Going?

With all the uncertainty in the world right now we know you have questions about the coming ski season. Some of you may be wondering whether there will even be a season or why we are still planning one.

We recognize that many have lost loved ones and that recreational snow sports are trivial in comparison with loss of human life, loss of jobs, housing and businesses. When the board met in late March, the travel and global health outlook was fairly bleak. After extensive discussion, the board decided to move forward with the season with a guiding principle we came to call “Rational Optimism.”

Skiing and riding are our passion and the club is a community. With the hard work of the committees and volunteers, the cooperation of the resorts and our vendors, we forged ahead. No one knew what the season ahead would look like but we began planning for a season like no other. The season had to be scalable – the ability to add, drop, defer and change trips with as much flexibility as possible. We would need to find a way to have opening night – even if we could not meet. We would need to find a way to get forms signed and payments made – in a world where suddenly no one wanted to touch paper or cash.

All of our volunteers went to work on this and have made unbelievable progress in three short months. You will learn more about the changes to the trip signup process as well as the trips currently on the schedule at the June 17, 2020, Zoom general meeting.

Candidly, I am not certain which trip(s) I will attend next year. I remember during April and early May - when the health crisis was at its worst in our area - looking at my computer screen saver of Rendezvous Bowl and my framed photo with ski club friends at the Blackcomb Glacier often. I recall thinking that I was so glad I had gone on those trips, had those experiences and memories, particularly if returning to those places might not be all that easy in the future.

As I write this, the travel and public health outlook, while still less than ideal, look a little brighter. Neither the club nor I can tell you whether you should purchase a pass, what will happen if there is another shutdown, or what skiing will be like if social distancing remains. There is a certain amount of risk involved in all adventure travel. This coming year will involve a bit more risk, no doubt. Each and every turn we are fortunate enough to experience will be that much more rewarding having faced the prospect of a winter without sliding on snow.

Everyone will need to make their own decisions in their own time. The club understands this. We remain Rationally Optimistic.

- Jeanine